Paisook
Paisook records every UPI, card and bank payment from your bank's own alerts — cash too — and keeps your family's money in one calm, private place.
Payments arrive from bank SMS, bank emails and UPI app notifications — and land in your ledger on their own, sorted, with each account kept separate.
Paisook reads bank alerts from SMS, email and payment-app notifications. When the same payment shows up more than once, it's matched by reference, amount, account and time.
Scan any UPI QR and pay with your favourite app — your best cashback app comes first.
A private family ledger, trip groups and one-tap UPI settle-up.
Statements read from SMS, reminders before the due date, closed by themselves when you pay.
"40% more on Swiggy", small spends that add up, and auto-debits coming this week.
Earn 1 point for every ₹5 you spend online. Rewards are coming — your points are saved.
Use Paisook in English or six Indian languages.
No typing, no bank passwords, no linking accounts. Just the alerts your bank already sends you.
Rs.320 debited from A/c XX1234 to Swiggy · UPI Ref 4312…
Every other app counts the whole bill as your expense — and their payback as your income. Paisook doesn't.
We built Paisook so we never need to see your finances to make it work.
SMS, emails and notifications are read on your device. Your ledger lives there too — not on our servers.
Like WhatsApp: turn it on once and it is encrypted on your phone and saved daily in your Google Drive. Change phones, sign in, and everything comes back. Download it all as Excel any time.
We don't sell data, show ads or push credit. Download or delete everything any time — DPDP Act, 2023.
We're getting ready to launch on the Play Store, with automatic updates and one-tap install. Until then, download it directly from this page — it's the same app.
Your ledger and messages stay on your phone. We only keep your name, email and plan to run your account. Read the Privacy Policy.
Yes — tracking, budgets, splits, the family ledger and more are free. An optional Pro plan adds extras like card bills, credit health and the tax helper — and new members can try Pro free, with no payment details needed.
All major Indian banks and cards that send SMS or email alerts — HDFC, SBI, ICICI, Axis, Kotak, IndusInd, Jio Payments Bank and more — plus Google Pay, PhonePe, Paytm and other UPI apps.
Yes. Create a private family ledger, choose what each person shares, and settle shared costs by UPI in one tap. Trip groups work with friends too.
Paisa + book — and a little sukh. That's Paisook.